Example National Bank · XXXXXXXX0921
Statement report
- Report id
- stm_01JD4N2B8K
- Analysed
- 07 Nov 2026, 11:05 IST
- Source
- salary_acct_h1.pdf
- PDF · 14 pages · 612 KB
- Processing
- 2.1 s
- consent cns_01PZ2B8K
Indicators only. Not a determination of fraud or mule activity. Scores summarise statistical patterns in the statement and must be combined with your own due diligence before any decision.
Suspicious activity indicators
Risk score
A score of 14 places this statement in the low band. Minor indicators were observed (burst of round amounts), within the range seen for typical accounts.
Weighted reasons
- 01Burst of round amountsROUND_AMOUNT_BURSTw 0.03
2 round-figure ATM withdrawals on the same day
Extracted
Account details
- Holder
- A•••• M••••
- Bank
- Example National Bank
- Account no.
- XXXXXXXX0921
- IFSC
- EXNB0004410
- Type
- Savings
- Period
- 01 Apr 2026 to 30 Sep 2026
Parsed totals
Summary
- Transactions
- 312
- Total credits
- ₹4,31,260.00
- Total debits
- ₹4,02,118.40
- Net flow
- ₹29,141.60
- Opening bal.
- ₹52,310.20
- Closing bal.
- ₹81,451.80
- Avg EOD bal.
- ₹47,820.55
- Counterparties
- 64
- Integrity
- 13 / 13 passed
Tamper and consistency
Integrity checks
- Metadata and producerPDF_PRODUCER
PDF producer/creator matches the issuing bank's known generators; flags consumer editors.
- Edit timestampMODIFIED_AFTER_CREATE
Modification date is not later than creation date.
- Font consistencyFONT_CONSISTENCY
Glyph sets and font objects are consistent across rows and pages.
- Text layer presentTEXT_LAYER
Statement has a native text layer, not only scanned images.
- Layout matches bank templateTEMPLATE_MATCH
Column layout, headers and footers match the issuing bank's format.
- Page count and sequencePAGE_COUNT
Page numbering is continuous and matches the declared total.
- Running balance continuityRUNNING_BALANCE
Each row's balance equals the previous balance plus credit minus debit.
- Opening and closing totalsOPENING_CLOSING
Opening balance plus net movement equals the closing balance.
- Date orderDATE_ORDER
Transaction dates are monotonic and fall inside the statement period.
- Duplicate transaction IDsDUPLICATE_TXN_ID
Reference numbers (UTR/RRN) are not repeated across rows.
- Summary arithmeticARITHMETIC_TOTALS
Printed totals equal the sum of parsed rows.
- IFSC and branchIFSC_VALID
IFSC format is valid and consistent with the bank name on the statement.
- Digital signatureDIGITAL_SIGNATURE
Embedded signature, when present, validates and covers the whole document.
Cash flow
Monthly inflow and outflow
- Retained
- 6.76% of inflow
- Avg monthly inflow
- ₹71.9 K
Parsed rows, flagged rows highlighted
Transactions
| Date | Mode | Narration | Debit | Credit | Balance |
|---|---|---|---|---|---|
| 01 Apr 202609:00 | NEFT | NEFT/SALARY/190627693990/EMPLOYER PVT LTD | ₹69,900.00 | ₹1,22,210.20 | |
| 02 Apr 202617:58 | UPI | UPI/DR/343268605647/MOBILE RECHARGE | ₹2,489.63 | ₹1,19,720.57 | |
| 04 Apr 202609:17 | ACH | ACH/EMI/506116677122/HOME LOAN | ₹18,250.00 | ₹1,01,470.57 | |
| 06 Apr 202606:52 | UPI | UPI/DR/598164689424/ELECTRICITY BOARD | ₹1,056.56 | ₹1,00,414.01 | |
| 07 Apr 202615:51 | UPI | UPI/DR/455302436882/FUEL STATION | ₹1,380.95 | ₹99,033.06 | |
| 08 Apr 202612:00 | UPI | UPI/DR/291557055641/MOBILE RECHARGE | ₹674.11 | ₹98,358.95 | |
| 10 Apr 202616:04 | UPI | UPI/CR/173878222797/upi•••94@okaxis | ₹1,628.43 | ₹99,987.38 | |
| 11 Apr 202620:48 | UPI | UPI/DR/568763462314/FUEL STATION | ₹1,398.14 | ₹98,589.24 | |
| 13 Apr 202601:12 | ATM | ATM/WDL/151737016742 | ₹3,000.00 | ₹95,589.24 | |
| 14 Apr 202611:41 | UPI | UPI/DR/861507404991/GROCERY STORE | ₹1,369.43 | ₹94,219.81 | |
| 15 Apr 202622:31 | UPI | UPI/DR/800659065879/MOBILE RECHARGE | ₹2,122.96 | ₹92,096.85 | |
| 17 Apr 202610:31 | UPI | UPI/DR/488266547839/PHARMACY | ₹796.74 | ₹91,300.11 | |
| 19 Apr 202604:22 | UPI | UPI/CR/744039261760/upi•••95@okpay | ₹3,469.76 | ₹94,769.87 | |
| 20 Apr 202621:19 | UPI | UPI/DR/253776727430/GROCERY STORE | ₹1,697.82 | ₹93,072.05 | |
| 22 Apr 202621:45 | UPI | UPI/DR/478792720730/ELECTRICITY BOARD | ₹1,778.15 | ₹91,293.90 |
119 rows in this sample of 119. Full statement has 312 parsed transactions (fetch them via the transactions endpoint).
Indicators only. Not a determination of fraud or mule activity. Scores summarise statistical patterns in the statement and must be combined with your own due diligence before any decision.