Sample Co-operative Bank · XXXXXXXX7714
Statement report
- Report id
- stm_01JD4F3R7V
- Analysed
- 05 Nov 2026, 16:30 IST
- Source
- acct_statement.csv
- CSV · 1 sheet · 96 KB
- Processing
- 640 ms
- consent cns_00X03R7V
Indicators only. Not a determination of fraud or mule activity. Scores summarise statistical patterns in the statement and must be combined with your own due diligence before any decision.
Suspicious activity indicators
Risk score
A score of 9 places this statement in the low band. No notable indicators were observed.
Weighted reasons
No reason codes contributed to this score.
Extracted
Account details
- Holder
- K•••• N••••
- Bank
- Sample Co-operative Bank
- Account no.
- XXXXXXXX7714
- IFSC
- SMPL0001109
- Type
- Savings
- Period
- 01 May 2026 to 31 Oct 2026
Parsed totals
Summary
- Transactions
- 268
- Total credits
- ₹4,55,400.00
- Total debits
- ₹4,18,820.75
- Net flow
- ₹36,579.25
- Opening bal.
- ₹30,110.00
- Closing bal.
- ₹66,689.25
- Avg EOD bal.
- ₹41,200.00
- Counterparties
- 51
- Integrity
- 13 / 13 passed
Tamper and consistency
Integrity checks
- Metadata and producerPDF_PRODUCER
Not applicable to CSV input (skipped)
- Edit timestampMODIFIED_AFTER_CREATE
Modification date is not later than creation date.
- Font consistencyFONT_CONSISTENCY
Glyph sets and font objects are consistent across rows and pages.
- Text layer presentTEXT_LAYER
Statement has a native text layer, not only scanned images.
- Layout matches bank templateTEMPLATE_MATCH
Column layout, headers and footers match the issuing bank's format.
- Page count and sequencePAGE_COUNT
Page numbering is continuous and matches the declared total.
- Running balance continuityRUNNING_BALANCE
Each row's balance equals the previous balance plus credit minus debit.
- Opening and closing totalsOPENING_CLOSING
Opening balance plus net movement equals the closing balance.
- Date orderDATE_ORDER
Transaction dates are monotonic and fall inside the statement period.
- Duplicate transaction IDsDUPLICATE_TXN_ID
Reference numbers (UTR/RRN) are not repeated across rows.
- Summary arithmeticARITHMETIC_TOTALS
Printed totals equal the sum of parsed rows.
- IFSC and branchIFSC_VALID
IFSC format is valid and consistent with the bank name on the statement.
- Digital signatureDIGITAL_SIGNATURE
Not applicable to CSV input (skipped)
Cash flow
Monthly inflow and outflow
- Retained
- 8.03% of inflow
- Avg monthly inflow
- ₹75.9 K
Parsed rows, flagged rows highlighted
Transactions
| Date | Mode | Narration | Debit | Credit | Balance |
|---|---|---|---|---|---|
| 01 May 202609:00 | NEFT | NEFT/SALARY/726832230645/EMPLOYER PVT LTD | ₹68,400.00 | ₹98,510.00 | |
| 02 May 202612:37 | ATM | ATM/WDL/231392439058 | ₹5,000.00 | ₹93,510.00 | |
| 03 May 202622:13 | ACH | ACH/EMI/126778788398/HOME LOAN | ₹18,250.00 | ₹75,260.00 | |
| 06 May 202600:10 | POS | POS/MOBILE RECHARGE | ₹1,418.81 | ₹73,841.19 | |
| 06 May 202623:06 | ATM | ATM/WDL/332959973462 | ₹2,000.00 | ₹71,841.19 | |
| 08 May 202617:29 | UPI | UPI/DR/191856964421/GROCERY STORE | ₹1,406.86 | ₹70,434.33 | |
| 09 May 202618:31 | ATM | ATM/WDL/494162851478 | ₹3,000.00 | ₹67,434.33 | |
| 10 May 202617:53 | UPI | UPI/CR/907793328538/upi•••55@okpay | ₹1,865.47 | ₹69,299.80 | |
| 11 May 202623:31 | POS | POS/MOBILE RECHARGE | ₹571.69 | ₹68,728.11 | |
| 14 May 202601:05 | UPI | UPI/DR/739012622693/FUEL STATION | ₹1,625.90 | ₹67,102.21 | |
| 15 May 202611:28 | UPI | UPI/CR/443690365110/upi•••01@okpay | ₹622.25 | ₹67,724.46 | |
| 17 May 202608:11 | UPI | UPI/CR/243760979059/upi•••17@okpay | ₹2,731.11 | ₹70,455.57 | |
| 19 May 202608:43 | UPI | UPI/DR/835000938759/GROCERY STORE | ₹220.93 | ₹70,234.64 | |
| 20 May 202608:34 | UPI | UPI/CR/932632977887/upi•••79@okpay | ₹2,710.24 | ₹72,944.88 | |
| 21 May 202602:57 | UPI | UPI/DR/346643533697/ONLINE MARKETPLACE | ₹688.92 | ₹72,255.96 |
117 rows in this sample of 117. Full statement has 268 parsed transactions (fetch them via the transactions endpoint).
Indicators only. Not a determination of fraud or mule activity. Scores summarise statistical patterns in the statement and must be combined with your own due diligence before any decision.